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We've Got Construction Covered

Commercial Insurance

Commercial Insurance

Construction Group Captives

Construction
Group Captives

Surety Bonds

Surety
Bonds

Construction Insurance And Risk Management For Contractors

About Us

Founded in 1992, J.D. Kutter specializes in Risk Management and Surety for Contractors. Our construction clients trust us to identify their exposures, create a Risk Management Program that addresses those risks and provide an unparalleled service platform that gives them peace of mind in an ever-evolving risk climate.

How We Help

Contractors face different and more extreme risks than almost any other type of business. Downstream contractual risk-transfer mechanisms, an ever-changing legal environment, the challenge of doing business in multiple states, OSHA requirements and the challenge of maintaining a safe workplace are just some of the ongoing risk concerns facing construction owners and their stakeholders on a daily basis.

Our Approach

We approach our clients' risk from a global perspective. We identify exposures they have now and exposures they will face down the road. We identify their tolerance for risk and create an insurance program that fits their needs - not ours. Then we create a service model specific to our clients that allows them to do what they do best - get back to work.

Our Carriers

What Our Customers Say

"The J.D. Kutter team is AWESOME to work with. You can always expect immediate response, obtain professional advice, and above all they treat us like family...."

Ray Boehm, Vice President

Risk Management, Keeley Companies

"The level of service that J.D. Kutter provides is phenomenal. We are a boutique general contractor so we lean on them to help us manage our risk in a very risky business...."

Kelly Kenter, President

Sitelines

"J.D. Kutter is more than just an insurance broker. They are a partner that helps us daily to manage the risk in a messy business. They have always been extremely responsive to our requests and needs and go the ext..."

Ken Naumann, President

Kaiser Electric

"For over 35 years, J.D. Kutter has provided top quality insurance broker services to KCI Construction. Their friendly staff and personal touch, along with simplification of the sometimes confusing 'insurance speak', mak..."

Tom Huster, President

KCI Construction

"We've been partners with J.D. Kutter for over 30 years. There is just not another company that can manage and understand our business risk the way they do...."

Jeff Budrovich, President

Budrovich Companies

"Our partnership with J.D. Kutter is based on trust, collaboration, and innovation..."

Rusty Keeley, CEO

Keeley Companies
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